价格Pricing

模型费（按实际消耗）Model usage (billed at cost)

会员的研判、问一问、一句话规格草稿、当场归类会调用模型，按实际消耗另付、不加价。参考单价：一次联网研判约 ¥0.26（$0.036），90% 不超过 $0.046；问一问一轮约 ¥0.13（$0.018）。模型官方价高峰时段翻倍时照实扣。两种付法：自带 Key（花你自己的额度）；或在我们平台预充值，最低 ¥20 / $5，按次扣，余额不过期、随会员退款一起可退；充值时扣除支付通道费（到账余额＝实付金额－通道费，付款前写清实付、通道费、到账三个数），退款按剩余到账余额退、已扣通道费不退。余额不足或 Key 失效会在动作开始前拦下并提示，不会欠费或跑一半。A member's verdicts, ask-a-question, one-line spec drafts and on-the-spot categorization call a model; they're billed separately at actual usage, with no markup. Reference prices: one research verdict ≈ $0.036 (¥0.26), 90% under $0.046; one ask-a-question turn ≈ $0.018 (¥0.13). We bill the real amount when the model provider's peak-hour price doubles. Two ways to pay: bring your own key (your own quota); or prepay on our platform — minimum ¥20 / $5, deducted per use; at top-up we deduct the payment channel fee (credited balance = amount paid − channel fee; we show the paid amount, channel fee, and credited balance before you pay); the balance never expires and is refundable with your membership — a refund is based on the remaining credited balance, and the already-deducted channel fee is not refunded. If the balance runs low or the key is invalid, the action is blocked before it starts — no debt, no half-run.